GEM Motoring Assist discount code

Find the latest offers from GEM Motoring Assist here, we update this page continuously.

โœ“ Last checked & updated: 14 September 2026JuliaReviewed by Julia
Deal

New Vehicle Cover - Vehicle Cover protects one specific vehicle, regardless of who is driving it.

Valid until 31/12/2026

Apply the discount code (step by step)

  1. Go to motoringassist.com and choose between Vehicle Cover, Personal Cover and Recovery EXTRA.
  2. Set your cover level and whether you want UK or European protection.
  3. Copy the GEM Motoring Assist discount code listed here.
  4. Paste it into the promotional code box shown with your quote and apply it.
  5. Check the new annual price before you enter your payment details.
  6. Done, and one less thing to worry about on the motorway.

GEM Motoring Assist is a members' motoring and road safety organisation that has been running since 1932, and its breakdown cover comes in three shapes: Vehicle Cover tied to one car, Personal Cover that follows the driver across any eligible vehicle, and Recovery EXTRA for longer journeys. Every level includes roadside and home assistance, unlimited call-outs, nationwide recovery, onward travel and misfuel help, and members also get the quarterly Good Motoring magazine plus ยฃ20 for each successful referral. Prices start around ยฃ82 a year, so a promo code applied at renewal is worth checking against RAC European Breakdown Cover, and if the real problem is worn rubber rather than the battery, Tyres.net is the cheaper fix.

FAQ

How long has GEM Motoring Assist been going?

GEM was established in 1932 and has looked after members for over 90 years. It operates as a members' organisation rather than a standard insurer.

What is included in GEM breakdown cover?

All levels include roadside assistance, home assistance, unlimited call-outs, nationwide recovery, onward travel and misfuel help. Punctures, flat batteries and running out of fuel are covered too.

What is the difference between Vehicle Cover and Personal Cover?

Vehicle Cover protects one specific car whoever is driving it. Personal Cover follows you as a driver or passenger in any eligible vehicle, which suits households that share cars.

How much does GEM membership cost?

Entry level membership starts from around ยฃ82 a year, and seasonal promotions often take a percentage off that. The exact price depends on the cover level you pick.

Does GEM cover caravans, motorcycles and classic cars?

Yes, there are specific options for motorcycles, caravans and trailers, and classic cars. They are selected during the quote rather than bought separately.

Do members get anything besides breakdown assistance?

Members receive the quarterly Good Motoring magazine, free technical and motoring advice and member discounts. Referrals earn ยฃ20 each, and policies can be managed in the GEM app for iOS and Android.

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